Michigan Homeowner Legal Guide

Michigan Homeowner's Rights During a Renovation

Before you hire any contractor in Michigan, understand the legal framework that protects you — and the gaps that expose you to serious financial and legal risk.

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This is general information, not legal advice.

For a dispute involving significant money or a lien on your property, consult a licensed Michigan construction attorney. Many offer free 30-minute consultations.

Michigan law (MCL 339.2412) requires that any residential contractor performing work with a value exceeding $600 must provide a written contract before work begins. The contract must include: the contractor's name and license number, a description of the work, the total price, start and estimated completion dates, and a payment schedule tied to project milestones, not arbitrary calendar dates.

If your contractor refuses to provide a written contract or asks you to sign something vague, walk away. A verbal agreement is nearly impossible to enforce in a Michigan court.

Quick Reference: Michigan Homeowner Checklist

  • Verify contractor license at michigan.gov/lara before signing
  • Get a written contract with itemized scope, price, and payment schedule
  • Request a Certificate of Insurance (general liability + workers' comp)
  • Never pay more than 10–15% as an upfront deposit
  • Require Sworn Statement listing all subs before making milestone payments
  • Get lien waivers from contractor and all subs before final payment
  • Document everything — photos, emails, texts, invoices

Document Your Renovation the Right Way

RenoSpend stores all your contracts, invoices, change orders, and lien waivers in one place — so you always have the documentation you need.